American Income Life

  *** Terminal Illness Rider : When the life insured is diagnosed with a terminal illness rider, he is entitled to half the face amount on his policy. So if the policy has a face amount of $2,000,000, he or she may be entitled to $1,000,000.  ***    Relevant Statistics : " GENEVA (ILO News) – Nearly three million workers die every year due to work-related accidents and diseases, an increase of more than 5 per cent compared to 2015, according to new ILO estimates. The toll underscores the persistent challenges in safeguarding the health and safety of workers, globally. Most of these work-related fatalities, totalling 2.6 million deaths, stem from work-related diseases. Work accidents account for an additional 330,000 deaths, according to the analysis. Circulatory diseases, malignant neoplasms and respiratory diseases rank among the top three causes of work-related death. Together, these three categories contribute more than three-quarters of total work-related mortali...

  Accidental benefits include benefits for travelling via a common carrier and/or for any cause of death such as a pedestrian or accident at workplace. ICU, overnight hospital benefits and benefits to get the injury looked at are part of hospital benefits…covered by the hour power philosophy.  ***  Relevant Background : Along with the freedom of choice allocation, American Income life agents also request permission to allocate hourly wages each week (as part of the hour-power philosophy) for accidental benefits and pay cheque protection. Policyholders may also allocate their wages to accidental and pay cheque protection benefits via allocating a certain % of their income (Need Analysis Approach), monthly allocations, and dollar a day allocations. To activate these benefits, no  activation is required..as these benefits are part of a larger package such as through a union or employer. The hour power philosophy provides these benefits 24/7 (they are active around the c...

*** Relevant Material: When you get in to a serious accident, wouldn't you agree that your family and your inner circle (such as friends, colleagues, neighbors) need to be notified right away?  *** Relevant Material: " No-Cost   Products American Income Life offers a variety of no-cost products to help provide valuable protection for you and your family..." (" View No-Cost Products from American Income Life", n.d.    )  ***  References  1. (n.d.).  View No-Cost Products from American Income Life . American Income Life Insurance Company. Retrieved June 29, 2025, from  https://www.ailife.com/products/nocostestimate *** 

  *********************************************************** Relevant Background : The cost of a will is anywhere from $940 - $1500 in North America. Most people have beneficiaries for their bank account and life insurance but very few people have a will set up.  Relevant Material:  " We have been rated The Best Canadian Will Service by  Top Consumer Reviews.... It's never too late or too early to protect your family's future. Start now by creating a Last Will and Testament to ensure that your assets stay in the hands of those who matter most. Our Online Free Legal Will service:  Was created by Attorneys/Lawyers  Is Absolutely Free – No Strings Attached (Open to everyone – no subscription – no credit card)  Has operated for 25 years – First in this market space  Provides live person support 7 days a week (7am to 7pm Pacific)  Is a complete Will-based estate plan  Includes digital assets, pet trusts and guardianships  Is User friend...

  ****  Relevant Background : " Enjoy discounts on your healthcare needs by enrolling today! One-year membership at no-cost to you. Members save 10 – 85% on healthcare products and services from thousands of providers nationwide, and have access to convenient, around-the-clock physician consultations via phone or internet at a consultation fee often less than insurance copays. The  AIL Plus program connects members to convenient discounts on dental care, prescriptions, diabetic supplies, vision care and supplies, telemedicine, chiropractic care and more. American Income Life Insurance Company (AIL), an international company, is recognized as a significant provider of supplemental insurance in North America. Our superior customer service, from initial contact through the life of a policy, sets us apart from the competition. For over 60 years, our commitment to working families has been respected and appreciated by over 20,000 different groups. These groups represent member...

  ***  Relevant Background: AD&D is a no-cost benefit offered by American Income Life. It is non-contributory and non-participating which means you do not have to pay for it and you are already qualified. Contact American Income Life to receive your no-cost benefits today.  *** Relevant Statistics : " GENEVA (ILO News) – Nearly three million workers die every year due to work-related accidents and diseases, an increase of more than 5 per cent compared to 2015, according to new ILO estimates. The toll underscores the persistent challenges in safeguarding the health and safety of workers, globally. Most of these work-related fatalities, totalling 2.6 million deaths, stem from work-related diseases. Work accidents account for an additional 330,000 deaths, according to the analysis. Circulatory diseases, malignant neoplasms and respiratory diseases rank among the top three causes of work-related death. Together, these three categories contribute more than three-quarters o...

Relevant Background on Child Safe ID Kits: " Every parent has had the frightening experience of looking away from their child for mere seconds, only to find them gone when they look back. Fortunately, they are usually quickly found close by. But what if they’re not? AIL’s Child Safe Kit ®  makes pertinent information about your child available in one place, at a moment’s notice, when seconds count the most.. Child Safe Kit ® (s) at No Cost.   No-cost kits are provided to parents, guardians, grandparents, and child care professionals. Contact us for school or group requests. Child Safe Kit ® (s) are:  Endorsed by the International Union of Police Association " (" Request a  No-Cost Child Safe Kit ®  from American Income Life", n.d.) ***  Relevant Background on McGruff safe kit : " Over 28,000 kids are reported missing in Canada each year. Be prepared for the worst with a McGruff Safe Kids ID Kit(s).*.. What's Inside? Tear-out fingerprint card with child...