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American Income Life: Family Information Guide & No Cost Benefits

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***  For fillable Forms and training materials visit this  link *** Relevant Material: When you get in to a serious accident, wouldn't you agree that your family and your inner circle (such as friends, colleagues, neighbors) need to be notified right away?  *** Relevant Material: " No-Cost   Products American Income Life offers a variety of no-cost products to help provide valuable protection for you and your family..." (" View No-Cost Products from American Income Life", n.d.    )  ***  References  1. (n.d.).  View No-Cost Products from American Income Life . American Income Life Insurance Company. Retrieved June 29, 2025, from  https://www.ailife.com/products/nocostestimate ***  More Resources :  App:  https://deal-nexus-ptlb0142.replit.app/ App Support Site:  https://tekk-savvy.com Book:  https://www.amazon.com/dp/B08835PX1P  Skype ID: ptlb0142_1 Stock Broker Referral Link:  https://portal.ing...
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American Income Life: Accidental Benefits

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  ***  For fillable Forms and training materials visit this  link ***  Accidental benefits include benefits for travelling via a common carrier and/or for any cause of death such as a pedestrian or accident at workplace. ICU, overnight hospital benefits and benefits to get the injury looked at are part of hospital benefits…covered by the hour power philosophy.  ***  Relevant Background : Along with the freedom of choice allocation, American Income life agents also request permission to allocate hourly wages each week (as part of the hour-power philosophy) for accidental benefits and pay cheque protection. Policyholders may also allocate their wages to accidental and pay cheque protection benefits via allocating a certain % of their income (Need Analysis Approach), monthly allocations, and dollar a day allocations. To activate these benefits, no  activation is required..as these benefits are part of a larger package such as through a union or employer. ...
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American Income Life: Cash Surrender Value

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  ***  For fillable Forms and training materials visit this  link Relevant Background: Policyholders can withdraw money (cash surrender value) from their whole life policies to pay for obligations such as tax owing, property tax, credit card payments, unforeseen events etc.  ***  Relevant Material: " Homeowners pay property tax directly to their local government whereas renters pay through their rent. The tax due is typically calculated by multiplying the assessed value of the property by the tax rate—commonly referred to as 'mill rate' and expressed as dollars of tax per $1,000 of assessed value. Residential properties are usually taxed at lower rates than non-residential properties.    3     For example, in Ontario the residential rate is 85% of the non-residential rate ( Slack 2000 ;   OFTS 1993 ).  Property tax is one of the three main taxes paid by households. The other two are income tax and sales tax. Property tax differs i...
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